How To Delete Paypal Account On App

Edgar Cervantes / Android Authority

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PayPal accounts are great — they're easy to make, mostly free, and can be used to make quick transactions. But all good things must come to an end, and if you're here, you're probably ready to delete your PayPal account permanently.

Before you do so, there are a few things you need to know. We've listed all the details and step-by-step instructions on how to delete your PayPal account below.

Read also: What is PayPal? How do you use it?

Why should you delete a PayPal account?

There could be many reasons why you may want to delete a PayPal account. Maybe you have a business account, and your business is closing down. Perhaps you've switched to an alternative like Venmo or Wise. Or maybe you want to open another account using a different email address. You could also be against the few fees for specific actions, or you are a tinfoil hat user who wants to keep his finances private.

Whatever your reason, it's a good idea to delete your PayPal account if you never plan on using it again. PayPal is secure, but any online service where your personal and financial details are listed should be watched with caution.

Read more: How to add money to PayPal

What to know before taking action

Before we get into how to delete your PayPal account, there are a few things you need to know. First and most importantly, once you delete your account, it's gone for good. You can create a new PayPal account using a different (or even the same) email address, but everything tied to your account will be permanently deleted. This means you will lose your transaction history, so make sure to create a copy before closing down your account.

The other thing you'll want to do is withdraw any remaining balance you have in your account. You can do this by transferring it to another PayPal account, transferring it to a bank account, or requesting a check from PayPal. Of course, you can also use the balance to buy goods online or donate it to a worthy cause.

If you have an outstanding balance from PayPal credit, you will not be able to close the account until you pay it off. The same goes for any pending payments or other unresolved issues tied to your account. You may need to contact customer service to resolve these depending on what the problem is.

Steps to take before closing your PayPal account:

Empty your PayPal balance.
Pay off any outstanding balance.
Fix any unresolved issues (may involve contacting customer service).
(optional) Create a copy of your transaction history.

Read also: Top 5 side hustle jobs to make extra money

How to close and permanently delete a PayPal account

Edgar Cervantes / Android Authority

Once you're sure you want to close your PayPal account and have finished the prerequisites above, it's time to start the process. Although it's permanent, the whole process takes a few minutes. It's worth noting, however, that you can only do this from the web. You will not be able to delete your PayPal account from the Android or iOS app.

The process for deleting your PayPal account is the same regardless of whether you have a personal or business account. If you have a business account, it's also possible to downgrade to a personal account, but you'll have to contact customer service to do so.

How to delete a PayPal account: